07/10/2026
The AMLA has launched a consultation on draft regulatory technical standards (RTS) for a new central EU-wide anti-money laundering and counter-terrorist financing (AML/CFT) database. The initiative aims to improve the availability and exchange of supervisory information across the European Union and support more effective, risk-based supervision.
The planned database will serve as a central point through which supervisory authorities across the EU can submit and retrieve relevant information. It will bring together data on individual obliged entities, as well as information about supervisory authorities and their activities. This should enable supervisors to identify risks and trends more effectively and support more targeted supervision. For AMLA, the database will also provide an important source of information for monitoring the overall effectiveness of the European AML/CFT supervisory system.
The draft RTS set out how and when supervisory authorities must submit information, as well as the scope and level of detail required. They also establish the materiality threshold above which breaches must be reported and specify the circumstances in which AMLA may request additional information.
AMLA emphasises that the reporting framework is designed to limit the administrative burden. The standards primarily rely on information that supervisory authorities already hold or would collect in any case. Where possible, reporting will be automated and streamlined. Consequently, the database is not intended to introduce additional reporting obligations or costs for obliged entities.
AMLA held a public hearing on the draft standards on 3 November 2026. The proposals also provide for a phased introduction of certain requirements to give supervisory authorities sufficient time to adapt.
For obliged entities, the database is primarily a development in the European supervisory landscape rather than a new operational reporting requirement.