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EBA advises EU Commission on AML/CFT framework.

Header EBA advises EU Commission on AML/CFT framework.

Summary

The EBA has issued advice on the EU’s new AML/CFT framework, outlining a risk-based, proportionate regulatory approach to support the launch of AMLA.

19/11/2025

The European Banking Authority (EBA) has published its response to the European Commission’s Call for Advice on the core elements of the EU’s new AML/CFT framework. The guidance lays the groundwork for a risk-based, proportionate regulatory approach that will support the start of operations at the new Anti-Money Laundering Authority (AMLA).

The EBA emphasised effective, efficient, and operationally sound regulation wherever legally possible, drawing on extensive stakeholder input and close cooperation with national competent authorities.

The EBA currently holds a mandate to help prevent the misuse of the EU financial system for money laundering and terrorist financing. This mandate will transfer to AMLA on 31 December 2025. After that date, the EBA will continue to address financial crime from a prudential perspective and work closely with AMLA.

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